Medicare Supplements and Advantage Plans

The current Medicare program consists of four parts:

• Part A - Hospital Insurance
• Part B – Medical Expense Insurance
• Part C – Medicare Advantage
• Part D – Prescription Drug Benefit

For most Americans aged 65 or older, who are not covered by an employer-provided plan, Medicare is their principal medical expense plan. Since Medicare does not cover all medical expenses, many people choose to purchase additional private insurance to fill those "gaps". We can help you evaluate the supplemental options that are available to you and itemize a plan that fits your particular needs.

We have access to specific computer programs that, upon entering your medications and dosages, tells us what Part D plan is best for you.

Clay Mowers, our Medicare specialist from our office, has spent hours studying and attending seminars to be up-to-date on the various plans available and current in an ever-changing healthcare field.

We would like to work with you in the transition from traditional insurance to Medicare supplemental insurance. You may also want to subscribe to a Medicare Advantage plan which is managed by a private insurer of your choice. We want to offer assistance as you decide what the best plan is for you in meeting your specific criteria.